need second opinion.. should i lock today? is the government shutting down going to raise interest rates

today is a good day to lock, but whether lower or higher interest rates would be the result of a shutdown is anyone's question.. there's really just no way to know.. If your happy with your rate, you should lock it in.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Hi Ken, Rates are always on the move, so trying to catch the bottom of the market is a nearly impossible task. If you are comfortable with the rates today, lock them in and don't look back. From a risk/reward standpoint, rates always rise much more quickly than they drop.

Lock.. rates have improved over the past week or so, grab it. Bird in hand worth....

Today is a good day to lock. I don't believe the shutdown scare is going to do much.

If you are going to close in the next 30 days lock in! If possible, go with a lender (like PrimeLending) that offers a 1 time free floatdown. No one really knows what will happen tomorrow or the next day.

Lock today. Rates are near all time lows.

I would advise you to lock as soon as possible. The possibility of a government shutdown is already factored into the rates. You can find updated lock advice on my website http://www.yourfhaguru.com The site is updated several times daily.Best of luck with your loan.Bill Ladewig858.451.1481

Mortgage interest rates keep on changing on a daily basis irrespective of government shutdown or not. If you consider the mortgage interest rates to be good and if you can afford to make the payments as per those rates, you can go ahead and lock the rate.

Unless the market is showing clear signs of rate improvement, I always suggest you lock, and do it right now. There is very little room for significant downward improvement, and huge space for upward losses. Piggies usually get slaughtered in the market...

If you just want your wife to have rights to the property, then you can sign a quitclaim deed and add her name to the property deed. However, it will be better if you could inform the lender about the same. In case, you want to add your wife to the mortgage, then both of you will have to refinance the existing loan.