Need mortgage broker in Smyrna, GA

I am not local but am able to offer HARP in all 50 states.My company is only able to offer HARP to 150% loan to value.More than likely your home will be given an automated value when on line underwriting is run.This automated value is the value for HARP purposes.Please give me an email with questions.Matt HowardFlagstar Bank #770630matthew.howard@flagstar.com

You can search right here on Lender411. Just click on the link "find a lender". It's best to use a LOCAL Broker, not a big bank, not one of those 50 states lenders, and certainly not one of those internet companies... WilliamAcres.com

What ever you do, DON'T use one of the big banks, DON'T use one of the big national Mortgage factories, and DON'T use the people you are currently making payments to. We have heard that the big banks are already advising their customers that it could be a 4-6 month lead time before they will be able to actually close escrow. You shouldn't have to wait. There are several places you can search. Lender411.com is one. You can also check with your State's Chapter of the National Association of Mortgage Professionals. For Georgia, they can be found at http://www.gamb.org Members adhere to a very strict code of conduct making them very reliable. Look for a certified member Certified members undergo additional training and testing. Whomever you chose to use, make sure you check them out at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

I don't know any local mortgage brokers in the state of GA but I can give you some hope. I just had a HARP 2.0 loan approved with a loan to value around 195% so the program is out there. Good Luck!I only lend in Florida!

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