Need help , first time home buyer, have 8,009 thousand saved for closing and down payment not much but my credit is very poor,

Let's work on that call me toll free 800-485-1387 Ext. 116 or email ballen@bankofengland1.com I will review and advise on improving your credit or we may have a product for you.

The 1st thing you need to do I have a Loan Officer of your choice review your credit, income, and assets and come up with a plan to improve your credit and get you on the path of home ownership- e-mail me at Pete.Bass@everbank.com for information- I would be happy to help you:)

Everyone's version of "Bad Credit" is different.. for this reason, credit companies have scoring models that show the likelihood of you defaulting on a loan.. (Credit Scores)... But the credit score is just one of numerous things a lender looks at when determining one's eligibility.. If you want to know for sure what you might qualify for, then the best advise I can give you would be to contact a LOCAL mortgage broker and apply with them. Once they see your complete profile, they can advise you properly.. Typically, this is done at no cost to you and can take as little as 15 minutes.. If you cannot buy now because of credit deficiencies, then your local broker can help you get in a position to where you can get approved in the future. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com