Need a 0% down mortgage in San Diego 470 FICO

Not gonna happen. Having a 470 fico score is proof that you do not pay your obligations. There is no lender in the country that will lend to you with a score that low unless you have 50% or more down payment.. You should contact a credit restoration company or a credit counselor and work on improving your credit. It might take a year or so, but if you ever wish to own a home, you will need good credit to accomplish it. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com