My wife and I are currently in Chapter 13.

You can purchase or refinance after 12 monthly on time payments within a chapter 13.. However if you included a home in your BK 13, then it would have to be pulled out of the BK to refi... I would apply and see if you can get approved PRIOR to pulling the home... The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

The home will have to be removed from the BK before anyone can refinance it, no way around that.

Has to be almost done simultaneously

you're going to have a difficult time finding a lender to help you with an investment property unless it currently has a FHA mortgage on it.