My middle score is 580 - Can i still do it?
I am looking to buy a home valued at 265k. I make about 70k a year and have 5 percent to put down. My middle credit score is 575-580. It fluctuates. I am married but husband credit is terrible, no stable job history, and will not be on loan. Can anyone finance this loan? Please respond. All negative entries over 1 year old and have rent receipts for 12 months. by janiegirl from , . Aug 3rd 2009
Debra Clark (Debra Clark)
#146 ranked lender in California - 42 contributions
Someone might be able to, but I gotta tell you, it is very very difficult. Your low down payment combined with low credit score is definitely not in your favor. most lenders require a minimum score of 620.
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