Do you have money for a down payment? I some cases we can go down to a 530 middle score on an FHA or VA loan. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803
Yes, as long as you can qualify for the loan from income, debt, and employment standpoints. Without additional information, this can't be determined. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 46 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.
Do yourself a favor and sit down with a Local Lender and review your credit report with him/her. No one can answer this question simply based on score. If your score is lower than 620, some lenders may be willing to provide you a mortgage loan (most won't). The most important thing in determining your ability to borrow, is what is on on your report and not the score. If your score is that low, it is impacting many parts of your life. I would encourage you to find out why it's low, what are you doing in your finances to cause this and what do you need to change.
It will depend on your entire credit picture Kimberly. I would suggest to talk with a local loan officer who can review your credit report with you in detail.
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