My loan was sold to a bank that I don't like to do business with. How can I request it to be transferred or is that even possible? Would I ned to refi?

You cannot request a transfer. Secondary market sells notes(loans) all the time.

You would have to refinance with a company that retains the servicing that you like. This may still not guarantee the loan would not be sold in the future. Ask a lender for a servicing disclosure

Sadly, there is not much you can do. The Lender determines who services the loan. It can be expensive to refinance just because you dislike them. I also have a loan that is serviced by a bank I refuse to do business with, but I'm not willing to waste my money just to get rid of them. Instead, I set them up on my own bank's Bill Pay Service. My bank, (actually it's a Credit Union) guarantees that if the payment does not get where it is supposed to by the date I select, they pay the late charge. So, I set mine up for the payment to be received each month on the 10th. All I have to do is look at the mortgage statement they mail me each month to make sure the amount has not changed. And let it go. I don't have to visit them or interact with them. It's almost as if I'm dealing with someone else. If I do have any problems (so for I haven't) I'll make sure the CFPB gets a formal complaint. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except VA and we're pending approval in MA and NY. ~ www.ApplyYes.com 480-889-9000.