My house is paid off. I do not have a mortgage....

Yes, assuming you qualify by income and credit, you should be able to get a cash out refinance on the equity in your home. Just contact a local lender to more info. (I only lend in California.)

Only if you can qualify based on your income and your credit.

Hi Megan, well, it all depends on what "not great credit" means....if you have at least a 620 credit score and what amount of $$$ you require you may be able to get a regular mortgage for 10/15/20 years etc at better terms. If you only need $20,000-$30,000 you very well could qualify for some sort of HE...so really depends on that credit.

It's best you fix your credit first, and then apply for a loan.. there are lenders out there that are "equity lenders", meaning they don't necessarily lend based on your credit but rather your equity position, but these loans are very expenisve.. high interest rates, and high fees.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Yes you can get a loan As long as your credit, income and equity meet the secondary requirements For more information call 603-231-7992MEP Mortgage licensed by the NH Banking Dept.

It depends, you may think you don't have good credit but it might be enough to get qualified. Banks and credit unions have different qualifying standards and you may even find a portfolio bank who will approve it because of assets and equity. I would do some checking around with local banks and credit unions to see what your options are. Best wishes, Sean