My credit score used to be 819 before buying a house and now its 766, is it normal?

That tends to happen when you take on a large liability like a new mortgage but as soon as you start making payments the score should come back around! 819 is just about perfect and any score over 750 is considered perfect in the eyes of the lender so whatever you are trying to do your credit should not be an issue!

Anything above 700 ficos, would be considered good credit. You would be able to get a numerous amount of lenders asking for your business. A drop from 819-766 would not affect your financing. If you fell to lets say 640, or maybe you have a Jumbo loan amount, then you would be affected by the credit, allowing a higher rate...Normally you have to wait 6 mos on FHA loans and a year for Conventional loans to be able to refinance. Please contact me if you have any other questions regarding refinancing or general loan questions. Good luck!!!

How long ago did you buy the home? If it's been awhile then it could be a number of things. One in particular can cause a drop in scores is the closing of accounts. By closing accounts you take away credit history in regards to how many years you have had credit. This can lower the score with each account and unfortunately, the higher your score is the worse you get dinged for anything negetive.