In Nevada, we cannot do a "stated income" or "no doc" mortgage loan with conventional financing (including FHA or VA). There were too many "bad loans" that were originated under these programs and that has led the way to the housing downfall. We must show that you would have the ability to pay on the mortgage. The income can be from other forms than a job, like stocks, 401Ks, notes receivables, etc.
You want to go with a private money investor. There are loan programs available for you especially if you have some assets or stock accounts. I'd be glad to discuss some options with you. Call for details 513-403-6260
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