My credit score is just at 600, and I have been diligently working on it for a year now what are my options for a home loan?

Hi! It's too hard to say without seeing your entire profile. However, if we were to consider your score alone: If you're a veteran, VA would be an option. Otherwise, FHA and USDA (with restrictions) could be possible..? If I can answer any additional questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.

Good Work! The hardest part of rebuilding your credit are the first steps. With a 600 credit score you may very well qualify now (or are very close). I would be glad to assist you with seeing this through. 216-245-LEND

Hello sbmiller. You may qualify for competitive programs with our company. Feel free to contact me via my profile. You can also check out some of my reviews from customers I worked with posted on zillow.

Realistically, no matter what anyone says - keep working on the credit until you get at least a 640 middle score. This will put you in the best possible position to get a loan. But remember, credit score alone does NOT equal an approval.