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My credit score is 602, I have zero debt and am thinking about buying my first home. I am currently employed at roughly 6K/month and have been saving for a while. how bad is my credit score?

by rachel656 from Danville, California. Mar 16th 2018 Reply


Thank you for the email, 602 is doable, as we can go as low as 580, sometimes even lower. I would be more than happy to discuss your situation further and pull your credit to review and see what we can do to increase it so you get the best mortgage. When would be a good time to discuss?

Mar 16th 2018
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Dan Paladin (dpaladin)
#356 ranked lender in California - 792 contributions

Hi, score is fair. The program would be with FHA. Over 580 down payment is still just 3.5%. Feel free to contact me for a no obligation mortgage consultation. I can help you meet your home purchase objective. 562.254.5616.

Mar 16th 2018
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Hello and congrats on taking that big step and truly considering the American Dream and having the courage to start the process. This is a exciting journey we would love to help you with all aspects of the process we have specific programs to cater to your needs contact us @ www.onlinemortgagesource.com thank you and have a great day!

Mar 19th 2018
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