Mortgage has been paid in full...how do I sign the deed over to the owner

Is this a contract-for-deed that is now paid in full?

Hello and Great day to you. I would suggest that you contact the title company or the attorney in your local area for direction.

Encumbered Real estate will have 2 separate documents associated with them.. one is the "Deed" which states who "Owns" the property.. this document does not change unless ownership changes.. the other document is a "Deed of Trust".. this is the document that states the property is encumbered by a loan. When a loan is paid off, then the lender is required to produce a "Deed of Release" and file it with the county assessors office. This is the document that says the original "Deed of Trust" has been satisfied. If you're the seller and you did seller financing, then you are required to produce and file with the county a "Deed of Release". If you did a land contract and it was never filed with the county, then all you have to do is type up a deed and file it.. If you're not familiar with doing one of these, a local title company can help you for a minimal fee.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com