Looking for loan with income from 2 jobs. One has been for 4 years and one for 8 mo. Can I use both?

You will need two years income history from any part time job!

Much more info needed.. Typically, for lending purposes, you need to show the ability that your income will sustain for 2 to 3 years.. This is why lenders require 2 years tax returns for qualifying purposes.. Full time jobs will always be considered your primary work, and so long as you have a history of full time employment for 2 years, and there's not been any major gaps in employment, then even if you have only had that job for 8 months typically is not a problem.. but part time work is different,.. you must have had 2 years of part time employment to be considered.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347