I want to buy my first house. The house I’m interested in is only $100k. My wife and I make about $55k a year right now. Are there any government programs or government grants that will help us buy our first home? Also, what kind of loans should I look at to make our monthly payments lower at once? Should I consider getting a VA loan? by melrose350 from Bayside, California. Jul 18th 2022
Joe Metzler (JoeMetzler)
There are plenty of assistance programs for those who qualify. Most are very local, or state programs, so reach out to a local mortgage broker in your area for assistance. If you are a veteran, the VA home loan is one of the best programs out there, and of course is a zero down payment required program. I lend for VA loans for properties in MN, WI, IA, ND, SD. Find me at VAMortgageMN.com. I also offer first time homebuyer programs at FirstTimeHomeBuyer-MN.com - Cambria Mortgage, NMLS 274132
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