LOOKING FOR A NEW HOME LOAN

You will have to get your score up. I can go as low as 580 for an FHA loan. I am licensed in FL.tom@lendfm.com Thomas Dasta678-571-7433

Not guaranteed with that score but you can work on raising your score by the time the loan is needed. You should start the application process ASAP. Www.LendAmerica.com

We can do down to a 580 score. John Crevia may beable to help you with your score being raised. Call him at 864-907-1089

More info needed.. Please, regardless of what other's are saying here.. do not get your hopes up!! For FHA, the minimum credit score is 500.. but FHA does not lend on homes.. they only insure loan's against default.. the lenders, or those with the $$$ can add additional guidelines above what FHA calls for.. it's these overlays that make lending different, one lender to another.. and for most, the overlay is 620 or above credit scores. But understand that the lower the score, the more strict the overlays, and few that apply actually get approved.. The real question is "Why"?.. Why is your score so low? BK? Foreclosure? Judgments? Unpaid Student loans? Unpaid Taxes? Collections? etc, etc, etc.. You could have a 750 credit score, yet with one of these credit deficiencies, you still might be denied.. So, without looking at the complete loan profile, it's impossible for anyone here to advise you.. Try contacting a local mortgage loan officer (stay away from big banks, they won't give you the time of day).. and let them look at your complete scenario.. Once they see the whole picture, they can advise you as to what steps would be necessary to obtain financing.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB012189

We can go down to a 500 credit score but 10% down is needed, which you have. However, your credit report will be scrutinized very hard that last 2-3 years. lf you or yoru wife has unpaid collections, judgements, consistently late on debts, then the lender can still deny the loan.