Looking for a less than 20% down Jumbo in Florida 33330 zip code
We are looking for lender options willing to do a less than 20% down fixed rate Jumbo of around 600K; we are in the florida zipcode and are premiere customers with the large national bank we are using but are willing to explore our options to keep more cash and invest elsewhere. We are a couple not trying to use both incomes(150K and 160K) to qualify so the intention is to use the 150K income, no debt, with a 730 credit score for this mortgage. Can comfortably handle down payment on 700k of up to 25% with 10% of loan amount in cash reserves. The 160K income is giving cash to the transaction with no need to be on the deed. by vmarti01270 from , Florida. Dec 22nd 2013
Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions
I may be able to go as high as 89% with no PMI based on the qualifications you mention but will need to confirm the requirements tomorrow. pdumouchel@primelending.com or 843-619-6025 (office/direct) Please let me know how I can contact you directly, or shoot me an email - thanks!
Rich Alino (PrivateBanker)
#56 ranked lender in New York - 41 contributions
Private Banking would be the best solution for you.. we can go up to and over 100% financing, for private banking clients on loans from 500,000 to well over 5 million. The rates are par and start at 2.25% interest only for any term. also, we can accept brokered business on a case by case basis.for more details see www.superjumboloans.infoKathleen Smith Harbour Equity PartnersPrivate Client Services, LLCAdmin Assist. | Private Banking and Client ServicesNY Office 631-757-9700 Fax. 631-991-9142
Jamie Lynne (nationwidelenderforyou)
#137 ranked lender in Texas - 576 contributions
We offer 90% JUMBOS nationwide. Feel free to contact us at 800 315 8803, 7 days a week. Jamie Lynne, Lending since 1989, www.bartprequalifies.com, 800 315 8803
Robert Hanson (rhanson)
#38 ranked lender in Maryland - 646 contributions
Good morning.... As mentioned, there are likely 10% down options for you. However, in reading your question carefully I see that you indicate being comfortablw with 25% down. Are you exploring the possibilty of putting down 20% or more, or are you only interested in 10% down? I am always happy to assist whether I work on your financing or not; So if you need more information, a pre-qualification, or a competing rate quote you can go to my web page and use my live support button to discuss or get advice on anything at all with me. Web Address is: http://www.loansfromrob.com/quote/ Email is rhanson@gladewaternational.com and direct phone is 240-752-7549. Good Luck -- Rob Hanson
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
10% down is available, and if you have VA benefits, you can go with even less down.. There are also some lenders out there that will finance 100%, but it's available to borrowers in certain employment fields.. (Dr's, CPA's, lawyers, Dentists, etc). Also available is private money.. but the terms will not be to your liking.. higher rates and fees, etc.. but regardless, I would start with contacting a local mortgage broker.. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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