Loan was approved June 3, 2009. Is this too late to be eligible?

You should really get pre approved once more. Things are quite different from 2009. Please feel free to go to my website and apply for a local loan specialist to call you. www.Steadfastmortgage.com

Nothing has changed as far as the date which your loan must have been initiated by to qualify, so that date still is not within the qualifying range, but values have gone up substantially since 2009.. It's possible you can refinance without the necessity of HARP.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347