Loan qualification after Chapter 7 discharge BUT house included in BR still sits with deed.......

Your waiting period for foreclosure is going to be 3 years from the date the deed is transferred out of your name.. so unfortunately for you, the clock has not even begun to tick... you would have been better off doing a short sale when you did your chapter 7.. if the home is still in your name, you can still do a short sale.. But you would need lender approval... keep in mind that the lender cannot do a "Short Sale" without your signature.. And you cannot do the short sale without their approval.. so you're stuck.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I do not believe you are still on the deed if your former home was included in the Bankruptcy and the Judge discharged you. It should not be your problem. We are also able to do persons two years out of BK in many cases. Joyce 301 915 5644/Empire thanks or email speedlad@aol.com

check your records on your house at your county recorder

I HAVE TO ALSO AGREE WITH William. I have only found a few lenders that will speculate a lending on any employment under 2 and 3 years preference on a bankrupcy lend. These current 2 factors are not in your favor though your credit score is improving.

HEY ALL: I cant answer for the above answer myself. This is out of place and I dont recall writing it. It is possible that my account was hacked via my LinkedIn or Twitter accounts... Please forgive. To answer: I would double check on your name sake on the deed... You may still run into complications.