Is this VA home loan available with a 600 score? kevin_stanfield@hotmail.com

Yes

Yes. Let me know if you have additional questions. Thank you.

Yes, we can help find the right VA loan with your credit score. For more information or questions on how to get approved, contact me at 909-261-9444.

With the right compensating factors you should be able to get approved at a credit score of 600

Hey Kevin... Much more info needed to say whether or not you would actually qualify.. but in general, most lenders require a 660 or higher for VA.. some go down to 640, some 620, and a hand full go do 600.. But lenders run all 3 major credit reports and use the mid score of all 3 for loan qualifying.. Also understand that it takes so much more than a credit score to qualify for financing.. so the real question is why? Why is your score so low? BK? Short sale? Foreclosure? unpaid student loans? judgments? You could have a 750 credit score, yet with one of these deficiencies, you might still be denied.. Underwriting looks at many things to determine one's eligibility, not just the credit score.. For this reason, I suggest you contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347