780 fico Quote from Fri 5/1430yr FHA, 200k loan4.75% (0.75 pts+0.125pt for 60 day lock=0.875 total pts) . Fees: $1750 (points) + $1050 (origination) by Anthony39 from San Diego, California. May 17th 2010
Looks like you are in San Diego; for what you just said you are paying (.875 points plus $1050 origination - 60 day lock) you can have a rate of 4.5%Gregorio DennyWeFixRates.Com
You could do better as of today 5/17/10. Where are you located? I suggest that you shop around a bit.
What state are you in? I only charge a flat lender fee and offer the lowest wholesale rates available. You can find a better deal.
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