Some lenders will allow the use of alternative credit, such as a payment history from electric, phone, gas companies. I am licensed in Oregon and would be happy to assist you.
Contact me for ways to establish a credit score and history.
Yes FHA allows you to add alternative credit such as cell phone, rent, utilities, etc... We can help you in Oregon. Let me know if you have any further questions, feel free to give me a call. P: 888-320-7888 - ken@mortgagesforamerica.org - Ken Burrows
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