Is there a stated loan for investment property (2 to 4 units) available in AZ? High reserves and FICO

Thanks for the info. It is a shame these loans went completely away after Fannie and the like went wild with no qualifications, reserves or collateral. Basic banking is gone in residential. Get enough skin in the game, assess property performance and require reserves, maybe to the point of pledging reserves and diminishing the reserves necessary over time. Less set up for failure. Less risk, in my estimation, than a 10 year W2 employee with a 30 year mortgage in an uncertain job market. Pendulum has swung drastically and now the culprits who allowed 100% or greater financing with no savings to back the income stated are the same ones now making lending guidelines. Thoughts???