Is it the right time to refinance?

It would make sense to take 5/1 ARM - for your scenario you are looking at 4.25 - 4.375% interest rate. This will give you additional $110+ off your payment and you will recuperate closing costs within approximately 2 years. You have to qualify and your loan should not exceed 90% of the value - i.e. if your value is $86,000 - maximum loan amount is $77,400. please let me know if you need further help 1-773-592-3430

Good morning my dear brothers and sisters in Christ, I am Mr Woodson Heather, a reputable, legitimate and accredited money lender. I loan money to Christians and trust worthy people in need of financial assistance at 3% interest rate. Do you have a bad credit or are in need of money to pay bills? Let me take this medium to inform you that I assist beneficiary reliable as I'll be glad to offer you a loan from a minimum of $5000 and above.Please write with the below information. After the reply, you will be sent a loan application form to fill. (There are no credit check, 100% Guaranteed!) I hope you will allow me to be of service to you. Sincerely. Contact us via email: (woodsonloanagency@yahoo.com) with the Applicant Information below:Full Name;Country:Amount Needed;Monthly Income: