Is it possible to put more than 3.5% on an FHA loan??

Not sure what you mean 11 points????

The smaller your loan, the lower your payments will be. If you are ready to buy now, grab the FHA loan with a larger down payment, and don't worry about the MMI.

Sure, why not? I am not sure what you said 11 points to qualify for a conventional loan, if that you meant credit scores, which I can fix most of credit scores within 5 to 7 business days for free ( you pay cost I have to pay), A young lady with 635 middle scores, I did 725 within 5 days, and she closed last Friday, she was very happy, this morning I just submitted a request to repaid rescore for a guy who has 709 now, but he is buying $1.4 M house, need 720 to a good rate loan with 25% down. Do not count yourself out yet.FHA has lower rate, much high monthly payment, and closing cost.Jenni Rowe

It depends on where you are at now. Technically if you are over 620 then we can go conventional. As far as putting more down 10% would help remove your mortgage insurance.

Yes, you can put down more than 3,5% on an FHA loan. Regarding you credit score. There will people promising to improves your credit. Whether that is true or not remains to be seen. None of these people work for the credit bureaus but theyPromise this and that so be on guard. A lot of people will promise X, Y, Z to get your business. Don't get sucked in. Sent from Darius iPhone