Is it possible to get a loan with 573 569 and 637 credit scores

I can help you at a 580+, call me to discuss. 281-833-9424. Brian with NRL Mortgage

Yes, it is definitely possible to get a loan with those credit scores. You can contact me to discuss further at (214) 415-4092 or go to www.elitecapital.net to complete an application. Thanks, Jason Sasser

We lend down to a 530 credit score so we might have options for you. Let's discuss your loan scenario! My number is 800 315 8803 and my name is Jamie. I have been lending nationwide since 1989 and am happy to answer your mortgage questions. Jamie - NMLS 850582 , www.bartprequalifies.com, 800 315 8803

NO.. it's not impossible, but much more info would be needed to properly advise you.. First let me say that most lending programs require a 640 or above, with some lenders going to 620, 600, 580 and a hand full will go lower than 580 down to 500.. But understand that the lower the score, the more strict the lending guidelines are and few that apply actually get approved.. The real question is why? Why is your score so low? Foreclosure? Short Sale? BK? Repossession? unpaid student loans? unpaid taxes? judgement? You could have a 750 score and yet with one of these credit deficiencies, it's possible you could be denied.. and the realty is that it takes so much more than a credit score to get approved that it's impossible to say for sure without looking at your complete loan profile. FHA allows for 3.5% down with a score of 580 or above.. but with a score of 573, you will need a 10% down payment.. if you have large savings or long time on the job, then this would be considered a strong compensating factor and that could be a reason for a lender to ignore some of your credit issues, but it's not a guarantee.. you need to sit down with a mortgage professional.. and I don't mean a bank employee.. banks are only experienced in taking applications.. they are not experienced in finding you the best loan product for your scenario, nor will they be willing to help you improve your credit so you could qualify for a better loan program.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com