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Is it possible for me to get a mortgage on a manufactured home using FHA program?

by kevinbritton775548 from , Washington. Jul 15th 2014 Reply


Dave Skow (daveskow)
#15 ranked lender in Washington - 455 contributions

7/15/2014Kevin - thanks for the question ...yes - it is possible to use a FHA loan to acquire a manufactured home ...would you like me to send you some guidelines / details ?Dave Skow WA MLO #278613 Eagle Home Mortgage2200 6th Ave #100 Seattle WA 98121w 206 714 9745 daveskow@eaglehm.com www.eaglehomemortgage.com/daveskow

Jul 15th 2014
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Joshua Wachowiak (Joshua.wachowiak)
#23 ranked lender in Wisconsin - 71 contributions

Yes, you can even review the guidelines quite easily at www.afrwholesale.com.American Financial Resources is a lender that offers manufactured home loans under Conventional guidelines as well as FHA. Most people try to go FHA on manufactured homes, because they are not aware that you can do a Conventional loan on a double wide manufactured with 5% down (for example).I am only licensed in Wisconsin, Minnesota, and Michigan, but I thought I might try to assist.

Jul 15th 2014
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Curt Tiedeman (curttiedeman)
#45 ranked lender in Washington - 28 contributions

Yes, you can get an FHA loan on a manufactured home as long as it is classified as "real property". FHA requires a foundation/engineer inspection which the seller may already had done when they purchased.Let me know if I can help. Curt Tiedeman, NMLS: 35554, 206.650.4202 Cell, 425.988.2501 Office Direct line

Jul 15th 2014
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Yes please call me 425 773 3100

Jul 15th 2014
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Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

Hi Kevin. Please review the link I am providing to the HUD Website for specific information on Manufactured Financing guidelines and then you can seek out a Mortgage Professional for direct assistance with your loan request. Good Luck! http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/title/repair

Jul 15th 2014
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Sean Young (SeanYoung)
#1 ranked lender in Colorado - 1,112 contributions

Yes, the property just needs to meet FHA manufactured guidelines. For more info visit http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/ramh/mhs/faq

Jul 16th 2014
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