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Is HARP only for primary residences?

In other words, can I use HARP to refi a non-owner occupied property? by FSFitzgerald from Hinesburg, Vermont. Mar 25th 2013 Reply


Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

As long as your loan is HARP eligible, you can use HARP. It doesn't matter if the property is owner occupied or not. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Mar 25th 2013
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Charlie Sparks (CharlieSparks)
#8 ranked lender in New Mexico - 401 contributions

Absolutely! However not all lenders will allow this. Also, if you own a total of more than 4 financed properties finding a lender will be a little more difficult but there should be a local one here that can help you.

Mar 25th 2013
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Benjamin Bote (Benjamin)
#807 ranked lender in California - 20 contributions

Yes, you can refinance an investment property within the same HARP2.0 guidelines as primary.

Mar 25th 2013
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Steven Karp (stevek81)
#9 ranked lender in Rhode Island - 151 contributions

Yes, you most certainly can., as long as it is owned by FNMA or FHLMC, also, we have lenders that will go to 10 properties owned for the very best qualified investors. Feel ree to contact us if any interest in chatting. Good luck.

Mar 25th 2013
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Peter Savino (855411LEND)
#99 ranked lender in New Jersey - 332 contributions

Yes you can, www. HOMEMORTGAGEXPERT.com

Mar 25th 2013
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HARP can be used for both primary, secondary, and investment properties. There is a program that offers an Unlimited Loan To Value, so if you are upside down by a large margin, there is help! I can be contacted directly for any questions you may have as I can offer services to you as a Nationwide Direct Lender! Enjoy the afternoon!

Mar 25th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Sure, primary residence, 2nd home and investment property all eligible.

Mar 25th 2013
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Joe Shamie (Joe Shamie)
#4 ranked lender in New Jersey - 1,412 contributions

Yes. HARO is available for non owner occupied properties

Mar 25th 2013
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Andrew Alfonso (CashCow)
#43 ranked lender in Florida - 271 contributions

Fitz - Charlie got this one really wrong. HARP is for primary, secondary and investment properties. Find a good broker. Andrew

Mar 25th 2013
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Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions

Yes you can use HARP for non owner occupied properties.

Mar 25th 2013
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Bartolomeo Castelli (BartCastelli)
#32 ranked lender in Missouri - 1,056 contributions

HARP can be utilized for any property that meets it guidelines, be it a primary residence or an investment property. The best way to determine if you are eligible is to locate a lender in your state who is willing to go over all the options with you to see if you qualify.

Mar 25th 2013
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Bartolomeo Castelli (BartCastelli)
#32 ranked lender in Missouri - 1,056 contributions

HARP can be utilized for primary as well as investment properties. Check with a lender in your state to go over all the options that are available.

Mar 25th 2013
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