I would talk with an actual lender to see what your credit report looks like. Most have a credit repair tool they can use if that is not enough they will have someone that specializes in it they can refer you to. I am in Oregon if you would like help.Thanks,Derickdcondron@rightstartmortgage.com
Credit repair companies lead the list of most filed complaints with the better business bureau.. you really need to do your due diligence when selecting a company to help with credit restoration.. go to Better Business Bureau website and check them out.. Also, search google for reviews.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
They are just an information website and sell any leads they get. From their website; MyFHA is a publisher of mortgage information and is not a lender. MyFHA is not a government agency, and is not affiliated with HUD or the FHA in any way.
MyFHA.net is not a credit repair company. I own and operate one if you'd like help. Have you looked at all three of your credit reports? Have you looked at all three credit scores? You can improve your credit score(s) yourself, If you click on my blogs I have free credit repair tips. Christina@everlastingcredit.com
For what I have seen, most credit repair companies are not on the up and up. You can clean up your credit yourself by paying your bills on time, pay off any collections or liens and pay down your credit cards below 40% of the allowed balance. The creditors report to the credit bureaus every 30 days.
Google it... work with a mortgage broker in your area from our panel, seems to be your best bet
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