Is any one refinancing in pa with credit score 550 and co-signer the same?

What it the value?I might be able to help you.Sun National Bank is a Federally Chartered Bank who can lend nationwide. To better help you, I would like to see your financial situation.Please send me the following information for all borrowers:1. 1 Month of current pay stub's2. 2 Year W-2 Income Statements3. 2 Year 1040 Federal Tax Returns4. 2 Year Business Tax Returns5. 3 Months of current Bank Statements (if you own a business)6. Copy of Drivers Licenses Please forward them to:James Mazzola8 Matthew AvenueKendall Park, NJ 08824jmazzola@sunnm.com or cornoil@comcast.netIf you have any questions, please do not hesitate to contact me:(O) 973-805-4107(C) 732-501-4249(F) 732-951-0629Thank you,James Mazzola

Going to be very hard to find,

It would be helpful if you contacted a LOCAL licensed mortgage originator, who can review your credit and help you get up to the 580 -600 range in a short period, which will put you in better position to get that loan. This assumes the valuation of the home is above $200,000. You might be able to get by with little less with an FHA loan, but there will be relatively high mortgage insurance payments to be considered then.

Work on your credit is your best bet.

You have to work on gettting your score up

You have multiple issues... First are your credit scores. Those scores are significantly below almost every lenders minimum, except for a very few FHA loan lenders. And at below 580, you'll need at least 10% equity to even be looked at. Secondly, many lenders (not all) will not refinance your modified loan. Finally, no one will refinance your home if it is currently on the market for sale. www.Minneapolis-Mortgage.net