Investment Property 95-100% LTV in Washington State. Great Credit and never late, looking to Refinance. Options?
My note is not owned by Fannie or Freddie, therefore I don't qualify for any government programs. My fixed rate loan is 5.75% and I'd like to refinance to a lower rate. Are there any options for me? by kennard.rob83 from , California. Nov 6th 2013
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
although others suggest to call your current lender, I will say that's a wasted phone call.. your only hope is HARP 3.0 (if ever get's approved)... Some say it's just a matter of time, and others say it's not going to happen. you'll have to wait and see.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Mike Silkworth (msilkw_195_870)
#29 ranked lender in Michigan - 531 contributions
Your best bet is a non-agency (Fannie/Freddie) lender. Have you spoke to your current lender?
Pete Bass (PeteBass)
#30 ranked lender in Connecticut - 476 contributions
Check with your current servicer as this not being HARP eligible greatly limits your possibilites
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