I'm a 1st time home buyer with good credit but am looking to get no down payment on 72000 home what are my options

Shawn, I believe Lore City is in Guernsey County and that is Rural America. If you send me an address I can verify that it is available for a ZERO Down USDA Loan. You will find my contact information on my profile page.

If the home your looking at is within the defined USDA area, then you can do a USDA loan assuming you income falls below the maximum.. If your a veteran with VA benefits available to you, you can use VA financing and no money down would be required.. if neither one of these loan products work and there are no local down payment assistance programs available to you, then you could look at FHA which only requires 3.5% down payment.. and they allow the funds to be gifted to you.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

USDA rural loans may be available in your area. If you are a qualified veteran, you may finance with no down payment with a VA loan. Ohio may have a special first-time home buyer program, also.

USDA could be a great option for you Shawn if you and the property qualify. With USDA the property has to be in a designated rural area. But if you and the property do qualify, the loan is 100% financing and the mortgage insurance is very low. I would contact a local loan officer, get pre-approved and look up areas with an agent that are in designated rural areas. Best wishes, Sean