If some one has a loan with you and is almost in forclosure. can someone take it over?

More info needed to answer, but in general. You cannot simply "take it over".. There are a few loans that are assumable "With Qualifying".. meaning they will have to go through underwriting and be approved. If the loan is subject to foreclosure, the only way to stop foreclosure is to bring the loan current or pay it off.. Your loan has a "due on sale" clause, which means that if you remove all the original owners from the deed and assign it to someone else, then the lender will call the note due and payable.. if the new owner does not have the means to pay the loan off, then the lender will still foreclose, even if the loan is current. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

Do you mean assume the loan? Primary only government loans are assumable (FHA, VA). The person assuming the loan needs to qualify - that can't just take over the payments. Contact the current lender about options for assuming the loan, but if the loan is currently late, they probably would not lent anyone assume the loan.