If I want a quote from the lenders this matched me with, do I need to ask for a Godd Faith Estimate of each so compare?

Good Faith Estimate and Initial Fee Worksheets are the best, will provide you with the break down of the fees's and cost so you could undrestand everything. some fees such as Attorney/Title/Escrow/ Days of Interest and Impounds are estimate because the MLO does not have all the fact upfront so the TIL will never be accurate.@ Ken, unless you know how to really real a TIL, there is no point of asking for it. it will just confuses the customer

In addition to a Good Faith Estimate being time consuming to complete, credit scores affect the interest rate and maximum loan to value for which a Borrower may qualify. Have you seen your credit score recently?

A key item to look for is the APR vs Interest rate. The larger the difference the more you are paying to get the rate quoted.

Ask for a truth in lending statement...It will have your apr on it..That is a a true way to shop the rate and closing costs

When comparing Good Faith Estimate make sure who ever you receive this from includes your interest from the previous lender this is the only different you will possibly see. Normally title fees, lender fee, escrow fees are pretty much similar.

Interview a few mortgage professionals in your state. Ask general mortgage questions. Some that you know the answers. Find one you feel most comfortable with. The most import part of receiving a loan is the person you choose. Not the company or their rates. Rates are fees are very close with all firms. That's not the case with the expertise of those offering just rates & fees.Happy funding, Rudi