Forgotten Your Password?

Need to Register?

Question Icon

I want to lower my interest rate

I want to lower my interest rate. The company I am working with now refuses to help me. I have no problem making my payment, just want a lower rate. by jamie9388 from San Diego, California. Aug 17th 2010 Reply


Gregorio Denny (GVDenny)
#257 ranked lender in California - 380 contributions

Are you looking for a loan modification or a refinance? If you are not in any hardship a loan mod is probably not the answer, you should see if you qualify for a refinance. Feel free to contact me and I will walk you through the process, we are in San Diego. Gregorio Denny --WeFixRates.Com--

Aug 17th 2010
2
0
Akali Dennie (adennie)
#54 ranked lender in Florida - 196 contributions

Hello Jaime. Freedom Mortgage is a Direct Lender licensed to fund loans in all 50 states. We would be happy to work with you to lower your rate. Please send me an email for a FREE quote. adennie@fmbranch.com.

Aug 17th 2010
1
0
Brett Pehrson (brettpehrson)
#19 ranked lender in Utah - 228 contributions

Jamie, I guess the question is why are they refusing to help you. I've heard of a few lenders/servicers refusing to help because they didn't see the benefit for themselves; even though the benefit is they get to keep you as a customer. Perhaps it's your value, loan to value, etc. Did you get any clarification on that?

Aug 17th 2010
0
0
Matt Davis (Matt Davis)
#151 ranked lender in California - 52 contributions

Jamie..What do you owe, what do you think the home is worth and who is the lender..?Best,Matt

Aug 18th 2010
0
0
Matt Spinn (mattspinn1@gmail.com)
#15 ranked lender in Texas - 18 contributions

FNMA now requires you to be employed and have a mid credit score above 660 to get a decent rate. If you are employed, you might trying FHA since FHA requires only a 620 mid score and allows a debt ratio up to 55%. If you need help repairing credit contact me and I have someone who may be able to help you.

Aug 18th 2010
0
0
Jake Belcher (JakeBelcher)
#18 ranked lender in Kansas - 87 contributions

Jamie review my profile and get with me.. We are a nationwide FDIC bank that can help you achieve your lending needs. Talk to you soon.

Aug 17th 2010
0
1
Subscribe to our news feed.