I want to finance a mortgage with my parents and not a bank.

Yes, you can go through any major title and escrow company like First American, Fidelity and others and tell them you want to set up a private party note and deed of trust between you and your parents. They will set it up for a small fee. In some cases thay can even service the loan. That will be importnant if you do ever decide to go to a bank or mortgage broker to reinance that loan, you can then demonstrate that you have been making your payments to third party servicer.Good Luck!

Make sure your parents are aware that they will receive offers from different financial institutions to purchase the loan that they are holding. When the mortgage is recorded it becomes a matter of public record and those offers will come up from time to time. It is advisable to obtain an attorney and draw up an actual mortgage, note, etc. They can arrainge the title aspect and you may pay a bit more than doing it directly through a title company but in the end you get what you pay for. I recommend that you call three title companies explain what you are doing and see if they have an attorney they work with regularly that they can recommend. Everyone's ability to grasp what you are trying to do will be a littel different. The amortization schedule is easily available on line. Actually, this is a good idea for your parents, too because they will get a higher rate of return from you vs. buying a CD or other fixed income note.