I refinanced 14 mos ago to a 15 year FHA loan. FHA streamline eligible?

Hello,You should be able to do a streamline refinance again if there is tangible benefits to you. We are currently offering 2.875% to 3% on 15 years fixt loan terms.

You can refinance... FHA guidelines state 6 months must pass and the new payment must be 5% lower than your current payment.. If you go from 30 years to 15 years, you will have to provide income documentation, however you don't need an appraisal. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

yes, you can. I can help you with the FHA streamline. Give me a call at 714-943-6499 or email at robert.le@greenvillemortgage.net. I can get you a free quote.

Yes you can....for a no obligation quote...you can reach me at 562.987.2184....we have time to submit and have your new loanclose at the end of August...RegardsDan PaladinToll free number is 877-369-4319.

You can definitely qualify for a streamline if you are currently on a 15 year FHA loan. There are a couple ways you can go about it to get the best terms possible. With your equity position however I would strongly recommend you look at conventional financing so you can get rid of the PMI. In addition, with your FICO and good payment history, and your ability to pay the loan offi in 8 years, you have a few different options, make sure you explore them and compare the pro's and con's before starting the process.PS How are things going in Murrieta? I lived in Temecula for 9 years, I love that part of CA!Sincerely,Cory BlackburnIdeal Home Loans

As long as their is a net tangible benefit, usually 5% savings, you would be eligible to do an FHA Streamline Refinance.

You should be able to refinance as long as a 5% reduction in your monthly payment can be achieved. If you refinanced before 4/18/11, the MI was calculated at .9% of the loan amount annually. It is now 1.25% annually, which, for a loan amount of $390K, would be $406/mo. How does this compare to the monthly MI you are paying? This could have a bearing on getting to the 5% savings, depending upon what the interest rate is on your present loan. Currently, FHA 15-year fixed interest rates are in the mid-2s to the low 3s based upon your ability to qualify for the loan. Now is definitely the time to refinance if you can. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 39 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

Please give me a call for a competitive, no obligation rate quote. 800-462-5612, Al McGhee with SecurityNational Mortgage