More info needed, but there are a couple of ways.. one is Delayed Financing.. this is if you purchased the home inside of the last 6 months, and you can document the funds to purchase the home came from your funds.. under this type of cash out refi, the terms are a little more favorable.. if you are outside of 6 months.. then you can do a cash out refinance.. the rate and terms are dictated by what your loan to value (LTV) ultimately ends up being.. for LTV's at or below 60%, there are no pricing hits and you would get the best rates.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893
Simply contact a local mortgage broker, give them a full application, and let them zero in on your loan options. Special rules apply depending on how long ago you purchased the house with cash, and if you are just looking to get the money back you put in, or if you are looking for additional cash above and beyond the amount used to buy the house. For this situation in MN, WI, or SD, visit me at www.JoeMetzler.com
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