I need to refinance my jumbo loan to remove my ex-husband. Problem is I am at 100 % LTV. Excellent credit and income. Any ideas?

please send me your address privately.. i use the same sources as appraisers for value how do you know your ltv? email at yourloanpartnerforlife@live.com i have 25 yrs experience in the mortgage industry..

If you are truly at 100% LTV based on a current appraisal I don't know of any options for you. You should check with your current lender and see if there is any way they would consider working with you. Other lenders would not be likely to approve because of current guidelines unless you were able to pay it down to at least 90%, or possibly use a 401k loan or something similar to lower your LTV. If that is possible, I may be able to get you to 89%. pdumouchel@primelending.com I'm in SC.

Please email me direct at monica.brown@suntrust.com so I can ask you a few questions. Thanks.

Please email me at natalya.hill@hgfloans.com as I have several options available for you.

If you are over 90% based on a real appraiser physically coming to your home to give you a value, you have no known options at this time. The only option would be to come up with the money to bring the loan down to 90%.

are you a veteran. Alan Schutt CVF 714.737.9859