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I need help pulling up my score

by Heatie23 from Dalton, Georgia. Sep 3rd 2012 Reply


Travis Torcoletti (travis.torcoletti)
#0 ranked lender in South Carolina - 372 contributions

I'm guessing you mean bringing up your score because you have some credit issues? Or do you mean literally pulling it up and seeing what your scores are? Need better info to answer you.

Sep 3rd 2012
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

if you're trying to improve your score, the quickest way to increase it is to pay down your credit card balances.. if you owe more than 30% of your available credit line, then your score will be lower... how much lower is determined by how much available you have.. Also, if you have currently delinquent accounts, then get them current.. if you have outstanding collations, or poor payment history, then you have two choices.. Either pay a professional to help you, or just keep things clean for the next 2 to 4 years.. The good thing about credit is it will "Self Heal" with time.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Sep 3rd 2012
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I should elaborate. I need help bringing up my score. I already paid to get a copy from equifax. I want to buy a house in the next 6 months and would like my scores better for possible USDA financing or other financing. I wish I could find someone to help look at my credit report and help me decide how to better my score. I would even be willing to pay a higher interest rate.

Sep 3rd 2012
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