I need help!! I have a house with a guy I'm not married to.

You are going to be responsible for the mortgage regardless, taking your name off title is the worst thing you can do. Why don't you keep the house and send him packing? His bad credit and inability to get financing is not your problem. He can find some place to rent and you take the house back. If you quit claim, he will most likely default and you will be responsible anyway, you may as well live in it and have the benefit. Rethink the quit claim, consult an attorney.

You cannot quit claim another owner off the deed. Only that person can do that. That will not relieve the former owner of responsibility for the payment of the note. The best scenario would be to pay the mortgage yourself to keep it in good status and try to sell the house, or get him out through legal means which only an attorney can advise you and refinance in your name only assuming you can afford to make the payments and qualify yourself. No lender will release someone from a note just because of personal problems. The liability issues are reasons to keep the homeowners insurance current and sufficient to cover any losses. Again something to discuss in detail with your agent. This is a sad and frustrating situation for you but you have to be proactive in protecting yourself and getting the best advice from professionals that you can. The Internet is not the place to get this advice. Good Luck to you.

Bad situation. Your only option is to keep the payments up and get it sold. You are responsible for the mortgage. Do you not want the house? Maybe if you refinanced to a lower rate you could afford it a little better? I would recomend quit claiming him off the title.

Continue with the legal action from before and sell the house, if you can't/don't want to keep the house yourself with a refinance, or qualifying name delete assumption.