I need a loan and my scores are not good. Can I get a second mortgage?

Not enough info but generally speaking if you have weak scores securing a 2nd mortgage most likely is not possible.

With not so good scores you probably won't qualify for a second mortgage.

Realistically, if your middle credit score is low, getting a second mortgage is even harder that getting a first mortgage. You'll probably need to work on improving your scores before trying to get a loan.

A second mortgage usually requires better credit scores as the second mortgage is most at risk.

Much more is needed.. the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347