I live in Indiana and currently have a credit score of 586. My husbands is lower. Is there any mortgage purchase options for us

I can do an FHA purchase down to 580 but I wouldn't be able to use your husbands income unless his score is 580 or above.I would have to evaluate your entire situation to see if something can be done for you. Feel free to call or email me and we can talk.

I lend down to a 530 middle credit score. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

Please do yourself a huge favor and talk to a Housing Counselor (you can find a local one by Google searching HUD Approved Housing Counselors). You need to find out why your score is low. There are programs that allow low scores, but you have to meet a set of criteria that is difficult. The reasons your score is low, will likely also not allow you to qualify for the low score lenders. And if you do qualify, you will not have favorable terms. Fix the problem before you add to it, by buying a home.