I just recently filed bankruptcy and it was discharged my house was in with it. I am renting now and want to but another house in the state that I moved to. What should I do. I have a good paying job and a 401k can I get financing and where do I look for help.

With all of the changes in the mortgage industry backruptcy rules have changed as well. In order to get a new FHA mortgage purchase loan you the bankruptcy will need be to dicharged 3 years. The time frame is based on discharge date not filing date. Not sure how this impacts your situation you could look for a non-secondary market loan or seller financing to get you your purchase. Be sure to document any and all payments on seller financing or rent to build your housing payment history...as always feel free to call or email if you have any other questions. thanks Curtis.

After the three year wait of the discharge date, you will have to make sure there are no late payments on any accounts. Not only will the late payments hit your credit hard but the bank will look down on the lates. Point in case, keep your credit score as clean as you can. Thanks Jessewww.idahofhaloans.com