You need to have part time for 2 years minimum.
More info needed.. Let's say your part time job is as a waitress, and you've been there for 1 year.. and before that, you had another part time job as a waitress that you were at for 2 years.. You have a total of 3 years part time work in the same field, in addition to your full time employment.. then in this scenario, you can use your part time income.. But you must have 2 years receiving part time income to count it.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
Most lenders will require 2 years of it to consider it stable income. You may be able to work with an underwriter to use it as a compensating factor to help your approval
Mortgage lenders require a two year history with your employer. If you are using a mortgage broker you may be able to shop investors that allow that to be used as income or factors.
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