I have a credit score of 590,I am paying my negative accounts off, I want to apply for a home loan,should I wait a little while.

STOP EVERYTHING!!! and contact a local mortgage broker.. When folks try to fix their own credit, they end up doing more harm than good. It's possible that you have actually lowered your score by making payments on old collections.. contact a local mortgage broker and let him look at your complete profile.. he can properly advise you on how to improve your score the quickest way.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

William is correct. You need an experienced lender to look at your credit. Paying certain items off, believe it or not, can LOWER your score! I have access to software which enable me to run unlimited scenarios for things we could do that then lets me know how it would affect your score. In addition, I can use this software to project out in time so we can see what the effect will be in one month, or two, or more. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

The other 2 comments are correct. you would like to discuss your options I am located here in TN. I can be reached @ 615-867-3060.