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I have a condo, which is investment property, that is underwater. Will I qualify for a HARP loan?

by amanda_803_500 from Winchester, Virginia. Jan 18th 2013 Reply


Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

Potentially yes! Send me a private message so I can get other details to take a look at your options.

Jan 18th 2013
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Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions

If you meat all the other requirements, then yes.

Jan 18th 2013
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Ken Burrows (mortgagesforamerica)
#19 ranked lender in Nevada - 572 contributions

Yes we can do condo investment HARP 2.0 loans. We specialize in HARP 2.0. Get into touch with me, I should be able to help you. We are a non-profit which enables us to keep our rates and fees low. We generally can pre-approve you in less than an hour. P: 888-320-7888 - www.MortgagesforAmerica.org - ken@mortgagesforamerica.org

Jan 18th 2013
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Lynn Bossi Kinsel (LynnKinsel)
#37 ranked lender in Virginia - 61 contributions

Amanda, as you can see there is potential in your situation but would depend on a few details. Send me a message or call at 804-677-8588. I'm a mortgage broker licensed in Virginia. Lynn Bossi Kinsel, NMLS#259819, Patriot Mortgage Corporation.

Jan 18th 2013
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Danielle Small (Daniel_650_396)
#49 ranked lender in Virginia - 4 contributions

There would be things that a lender would need to look at. I would be happy to look into it if you would like. Danielle@bayfieldhomeloans.com or you can call me at 540-207-4944. www.bayfieldhomeloans.com

Jan 18th 2013
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Rodney Thompson (RodT34)
#53 ranked lender in Virginia - 8 contributions

If Fannie Mae or Freddie Mac own your mortgage, then you can potentially refinance. Call me at 571-419-6635 so I can gather some information and run a check.

Jan 18th 2013
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David Kosmecki (david_kosmecki)
#35 ranked lender in Minnesota - 259 contributions

If Fannie Mae or Freddie Mac, yes. We do investment properties on the HARP program all the time as well as Condos. David Kosmecki 763-519-1100

Jan 18th 2013
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Edgar Aranda (earanda)
#755 ranked lender in California - 93 contributions

https://www.knowyouroptions.com/loanlookup. You can you up your property on this site to find out if its eligible for the harp program. You also had to have got that loan on 04/30 of 2009 or prior.

Jan 18th 2013
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Steve Azarch (sazarch)
#18 ranked lender in Tennessee - 93 contributions

Yes if it is a Fannie Mae or Freddie Mac loan and you meet all the guidelines of the lender and investor.

Jan 19th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

That in and of itself does not prevent you from getting a HARP refinance. Of course a lender will need to review a full application to see if you actually qualify. In MN or WI, visit www.HARP-Refinance-MN.com

Jan 19th 2013
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