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i have a 603 fico score and i was wondering if theres a company that i would qualify for a mortgage with?

by angech_536_322 from Buffalo, New York. Feb 26th 2013 Reply


Manuel Gonzalez (mmortgage1)
#90 ranked lender in New Jersey - 90 contributions

I have two programs with a 603 fico score there are a few questions I have for you. 1. Is that your middle score2. Do you have a minimum down payment of 10%The maximum loan amount is determined by your geographical area. Call me anytime. (732) 474-8180 Good Luck, Manuel Gonzalez

Feb 26th 2013
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Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

I would suggest you work with a mortgage professional who can guide you through the process to get your credit score up above 620, but preferably to 640 or more. I assume this shouldn't take too long as you do have a fairly good score now. I'd be happy to work with you directly if you'd like. Please send me an offline message if you'd like more help! Thank you and good luck!

Feb 26th 2013
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Tyler Whyburn (OklahomaMortgage)
#21 ranked lender in Oklahoma - 24 contributions

A mortgage professional should be able to let you know what you need to do to raise your score. If you are above a 640 you will have many more options for your mortgage than where you are currently. In the whole scheme of things, even if it takes 6 months to raise your score, you will see a tremendous benefit because of the options you will have.

Feb 26th 2013
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Andrew Alfonso (CashCow)
#43 ranked lender in Florida - 271 contributions

I would suggest you work with a mortgage professional who can guide you through the process to get your credit score up above 620, but preferably to 640 or more. I assume this shouldn't take too long as you do have a fairly good score now.

Feb 26th 2013
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Peter Savino (855411LEND)
#99 ranked lender in New Jersey - 332 contributions

While there are programs that would allow you to buy, more information is needed to see if you actually qualify for a home loan. Credit is just one part of many, If you like more help working threw the process. I am a Production Manager for National Bank and very intune to the New York Market. Please email me at NYLOANMAN@aol.com www HOMEMORTGAGEXPERT.com

Feb 26th 2013
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SHAHROKH CHARLES BEROKHIM (mortgageusa)
#87 ranked lender in New York - 68 contributions

yes...FHA has no restriction on credit score... there are many lenders who go as far as 540 credit score.....have you had two year of employment ? 3.5% down payment? if the answer to the two questions above are yes...then you have a loan...call me if you need to talk further...may be I can pushup your score... 516.728.5212good luck

Feb 26th 2013
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