I have 656 credit score. I paid my rent in cash to individual land lord. She kept ledger book. Gave me receipts. Will USDA accept

Above a certain score (usually a 620 FICO), you may not need any actual proof of rental history, but do check with your local mortgage professional directly.

It will depend on the lender and your credit profile. Check with your local community bank or Lender here on 411.

Contact me directly at 503-620-2239, to review your situation. I deal with more than one USDA lender.

Some programs require you prove your rental history, and other programs do not.. usually, if you have enough tradelines on your credit report, it's not necessary, but that's not a guarantee.. check with your lender and ask them directly.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com